Welcome to the AmanFi Help Center
Empower. Earn. Expand. AmanFi is a Decentralized Banking-as-a-Service (D-BaaS) platform engineered to provide simplified, equitable, and accessible financial solutions for a global audience.
Getting Started
Subscription and Activation Procedures
To establish a partnership and obtain access to the D-BaaS software suite, please adhere to the following protocol:
- Acquisition of Maal Coins: The standard license subscription requires a primary allocation of USDT 1,000 as a D-BaaS access fee, payable via Maal Coins.
- Staked Asset Management: Subscription fees are not categorized as sunk costs. Your capital is staked within your personal wallet, matched by an equivalent value in Maal Coins for a five-year duration.
- Staking Terms: For purchases finalized on or before February 1, 2026, the term is five years. For subsequent purchases, the duration is calculated as: (365 days × 5) - Days elapsed since February 1, 2026.
- Maturation: All locked staking periods are scheduled to conclude on January 31, 2031.
Core Benefits:
- Entitlement to mining rewards for a five-year period (pro-rated for later entrants).
- Authorization to issue both KYC and Non-KYC Virtual Cards.
- Capability to provide OTC services for On/Off-ramp revenue generation.
Dashboard and Wallet Interface
The AmanFi web interface facilitates the comprehensive management of D-BaaS accounts and services:
- Balance Oversight: Monitor holdings in USDT for deposits executed in approved cryptocurrencies, including USDT (ERC20/BEP20), RUSD (MAAL20/BEP20), and MAAL Coins.
- Transaction Modules:
- Send/Receive: Execute transfers to or from external wallets and exchanges.
- Buy/Sell: Feature implementation pending.
- Swap: Feature implementation pending.
AmanFi Community Structure
AmanFi operates via a dual-layer community architecture. This ecosystem is strictly revenue-based; it does not utilize pyramid or multi-level marketing (MLM) schemes.
| Tier | Requirement | Mining Reward Share |
|---|---|---|
| Standard | Activate D-BaaS Subscription | 20% |
| Professional | Expand community with 3 Standard partners | 30% |
| Elite | Support 3 Professional partners | 50% |
Cards & Banking Services
Card Specifications
- Global Accessibility: Issuance of Non-KYC and KYC cards via Visa and Mastercard networks.
- Physical Hardware: Support for international ATM withdrawals and Point-of-Sale (POS) transactions.
Transaction Limits (Non-KYC):
- Single Transaction Limit: 50,000 USDT.
- Lifetime Card Limit: 2,000,000 USDT.
Rewards Guide
1. Mining Rewards
- Block Rewards: 8 MAAL Coins per block, with a block generation interval of five seconds.
- Halving Schedule: Rewards are maximized for early participants (8 coins in Year 1) and undergo periodic halving (reaching 2 coins by Year 5, with subsequent halvings to follow).
2. Card Business Revenue (Elite/Professional Tiers)
Partners receive a dividend from fees generated by their respective community's activity:
- Issuance Revenue: 50% of Card Issuance Fees are distributed to Elite partners.
- Activity Revenue: 15% of Transaction and FX fees are shared between Elite and Professional partners.
3. Retail Distribution (Non-Member Sales)
Partners may facilitate card sales to users outside the AmanFi D-BaaS ecosystem.
- Direct Sales: Earn a $1.25 (5%) commission on each $25 card sale.
- Usage Royalties: Earn 5% of all fees collected from top-ups, transactions, and FX charges.
4. Community Growth Reward (CGR)
- Base Rate: 3% to 4.5%, scaled based on community size (13 to 100+ users).
- Profit Allocation: Profits are split 60% to Elite partners and 40% to Professional partners.
The MAAL Coin
Utility and Applications
- Licensing: Utilized for the procurement of the AmanFi Software license.
- Collateralization: Applicable for trading, staking, and decentralized lending.
- Operational Integration: Utilized for card issuance and funding requirements.